Author Archives: Smitha Ramchandani

Why Home Loans Today Aren’t What They Were in the Past

The higher the index, the more available mortgage credit becomes. Many are wondering if we are going to return to housing crash 15 years ago due to riskier habits and borrowing options. Here's a graph from MCAI dating back to 2004 when it becomes under control.

Why This Housing Market Is Not a Bubble Ready To Pop

Homeownership has become a major element in achieving the American Dream and here why buyers agrees with it.

How Homeownership Can Help Shield You from Inflation

If you're thinking about purchasing a home this year, you might wonder if you should continue down that path or wait. Here’s how homeownership can help you with inflation.

The Dream of Homeownership Is Worth the Effort

Homebuyers face challenges in any market, and today's is no exception. But if you persevere, your decision of purchasing a home will be worth the effort and here's why.

The #1 Reason To Sell Your House Today

Almost every industry is struggling with supply chain disruptions. The National Realtors (NAR) just released their latest Existing Home Sales Report which reveals that sales surged in January. Here's all you need to know.

Are Home Prices Continuing To Rise?

Analysts projected that home price appreciation would slow dramatically in the fall of 2021 but that hasn't happened. The major price indices are all revealing ongoing double-digit price appreciation. Here’s a look at their reports on year-over-year price appreciation for December:

How Remote Work Impacts Your Home Search

Companies are delaying their return to office plans or declaring permanent work from home options. Which opens up new possibilities for your home search. Here's what you can do when you have this option.

Don’t Let Student Loans Delay Your Homeownership Dreams

If you’re looking to buy a home, you may be wondering how your student loan debt could impact those plans. To give you the answers you’re searching for, here's what recent data shows.

The Path To Homeownership Can Be Steeper for Some Americans

The path to homeownership is still steeper for households of color. Do you have an advocate on your side?

Top 10 Tips for Selling Your Home During the Holidays

Attract homebuyers even during the holidays with these useful tips. (originally on HGTV, updated 2020) The holiday season through January is often considered the worst time to put a home…