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Monthly Archives: December 2015

    5 Ways You Didn’t Know You Could Save for a Downpayment

    By SRRealEstateGroup | December 31, 2015

    Buying your first home conjures up all kinds of warm and fuzzy emotions: pride, joy, contentment. But before you get to the good stuff, you’ve got to cobble together a down payment, a daunting sum if you follow the textbook advice to squirrel away 20% of a home’s cost. (Times have changed though, and many... Read More

    Thinking of Selling Your Home? Get Ready to Negotiate!

    By SRRealEstateGroup | December 29, 2015

    Now that the market has showed signs of recovery, some sellers may be tempted to try and sell their home on their own (FSBO) without using the services of a real estate professional. Real estate agents are trained and experienced in negotiation. In most cases, the seller is not. The seller must realize their ability... Read More

    How Long Does It Take To Save A Down Payment?

    By Smitha Ramchandani | December 21, 2015

      In a recent study conducted by, researchers determined that nationwide it would take “nearly eight years” for a first-time buyer to save enough for a down payment on their dream home. Depending on where you live, median rents, incomes and home prices all vary. By determining the percentage a renter spends on housing... Read More

    For Sale by Owner, List Again or Off-the-Market? A Seller’s Dilemma

    By Smitha Ramchandani | December 18, 2015

    At the end of December, in every region of the country, hundreds of homeowners have a tough decision to make. The ‘listing for sale agreement’ on their house is about to expire and they now must decide to either take their house off the market (OTM), For Sale by Owner (FSBO) or list it again... Read More

    3 Hot New Morris County Listings! Check Out the Video Tours Here!

    By SRRealEstateGroup | December 16, 2015

    Check out these video tours of our newest hot listings! Click the address for more info! 31 Bonnieview Lane, Montville, NJ (Woodmont Court neighborhood) 5 Beds, 4.1 Baths, 3-Car Garage | Offered at $1,050,000   26 Windmill Drive, Morristown, NJ (Windmill Pond community) 3 Beds, 2.1 Baths, 1-Car Garage | Offered at $449,000   5 Woodmont Drive,... Read More

    Avoid These 6 Homeowner Tax Mistakes

    By SRRealEstateGroup | December 14, 2015

    Hooray — it’s tax time! OK, few people get quite that excited about filling out government forms, but there’s good reason to appreciate the annual ritual. Tax deductions are a serious perk for homeowners, and they can be a major boon to your family’s finances. But unless you’re a CPA, it can be easy to... Read More

    Buying A Home: Do You Know The Difference Between Cost & Price?

    By Smitha Ramchandani | December 11, 2015

    As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not about price but instead about the ‘long term cost’ of the home. The Mortgage Bankers Association (MBA), the National Association of Realtors, Fannie Mae... Read More

    What You Really Need To Qualify For A Mortgage

    By Smitha Ramchandani | December 8, 2015

    A recent survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today’s housing market. The study pointed out two major misconceptions that we want to address today. Down Payment The survey revealed that consumers overestimate the down payment funds... Read More

    New Jersey Home Values Expected to Rise in the Next 12 Months

    By SRRealEstateGroup | December 3, 2015

    New Jersey home values expected to rise by 4.2% in the next 12 months! Have homes and investment properties in other states? Check out the map to see state-by-state forecasts. National award-winners and seasoned Realtors with over many years of experience in Northern & Central New Jersey, Rahul & Smitha and their team have become... Read More

    Distressed Property Sales Hit New Low

    By SRRealEstateGroup | December 1, 2015

    The National Association of Realtors (NAR) just released their Existing Home Sales Report revealing that distressed property sales accounted for 6% of sales in October. This is down from 9% in 2014 and the lowest figure since NAR began tracking distressed sales in October 2008. Below is a graph that shows just how far the... Read More

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